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How to Choose the Right Pet Sitter Insurance Policy in Texas

Insurance Consultant Team
August 29, 2025
18 min read

A comprehensive guide to comparing insurance providers, understanding coverage options, and selecting the perfect policy for your Texas pet sitting business.

Selecting the right insurance policy can mean the difference between a protected business and financial disaster. With 81% of pet sitting claims involving pet injuries or property damage, choosing comprehensive coverage isn't optional—it's essential for every professional pet sitter in Texas.

Major Insurance Providers Comparison

1. Pet Sitters Associates (PSA) *Most Popular Choice Among Texas Pet Sitters*

Coverage Highlights: - General Liability: Up to $2 million - Care, Custody & Control: Up to $100,000 per pet - Professional Liability: Included - Bonding Coverage: $25,000

Texas Pricing: $279-$459 annually Best For: Full-time professional pet sitters

2. Business Insurers of the Carolinas (BIC) *Comprehensive Commercial Coverage*

Texas Pricing: $200-$600 annually Best For: Pet sitters with other business services

Bottom Line: Professional pet sitter insurance transforms from a business expense into a growth investment that pays for itself through risk protection, professional credibility, and expanded market opportunities.

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